HOME LOAN BLOG

Up to date information from the world of property finance

Home renovations

Jan 20, 2019

Are you looking to access equity in your home to fund reovations? Thinking about renovating or extending your home? Have you been thinking about that new kitchen and flooring for a while now but don’t quite have the budget to afford the work? Is borrowing against...

Websites for Property Research

Oct 25, 2018

Some awesome websites for anyone researching a property purchase Some helpful websites for property research Below is a list of property market and suburb data websites that are valuable resources for anyone looking to purchase a property. Hopefully they provide you...

Overcapitalising: What it is and how to avoid it

Dec 6, 2017

What is it? How to avoid it? Overcapitalising - we hear about it all the time but what does it mean? I'm sure you've heard the term ‘overcapitalising’ - it's mentioned on every home renovation show in Australia. But what is it and why should it be avoided? While...

When the auction is passed in – to you! What happens next?

Dec 6, 2017

What happens when the property is passed in to you? It's end end of the auction, the hammer has fallen and the bidding has finished To your amazement - you're the highest bidder and the property is passed in to you! You’re now standing in front of what could...

How an offset account could cut years off your home loan

Dec 6, 2017

A handy feature that can help shave years off your home loan Looking for methods to pay off your mortgage quicker? Whether you’re a long-term property investor or purchasing your first home - an offset account can help you reduce your interest payments, possible save...

Say goodbye to debt

Dec 6, 2017

It can be easy to get into - but how do we get out of it? It’s can be quite easy to rack up consumer debt. HECS, credit cards, personal loans, and it can seem all too difficult to get on top of. Unfortunately - debt can also have a large impact on your borrowing...