HOME LOAN BLOG

Up to date information from the world of property finance

Can you get a home loan while on maternity leave?

Sep 12, 2016

Can you get finance when on maternity leave? If you’re reading this and about to go on maternity leave (or are already on it) – congrats! It’s an exciting time. We get quite a lot of new enquiries from clients who have just been declined from their current lender due...

Upfront valuations

Jul 14, 2016

What's an upfront valuation? What is an upfront valuation? It’s a valuation carried out by a certified valuer on behalf of the lender. It’s usually paid for by the lender (so free to the borrower) and is done before submitting a loan application. Quite a lot of...

End of Financial Year Tax Tips

Jul 12, 2016

End of financial year tax tips from a pro Having a good accountant is critical to any investors wealth creation journey If investing in property, it’s hugely important to use an accountant that’s clued up on all the taxation intricacies involved in property investing....

Deferred stamp duty in Canberra

May 25, 2016

Helping some First Home Buyers in Canberra get into the property market sooner Did you know that it's possible to purchase a $450k home in Canberra with as little as $29k savings? I’m not talking about new homes either – I’m talking about established properties. I...

What is the difference between redraw and an offset account?

May 13, 2016

What's the difference between the two? What's the difference between a redraw facility and offset account? A question I’m constantly asked and one that appears on a lot of property investing forums is “what is the difference between a redraw facility and an offset...

The benefits of using a Mortgage Broker over a Banker

May 2, 2016

The benefits of using a finance broker over a banker Mortgage brokers offer variety – banks are limited to their own products When you walk into a bank – they are limited to providing advice on their own products. They aren’t able, or willing to tell you, that there...